A strong facultative underwriting facility is fundamental to our value-added business model in both our U.S. and international markets. Today, Transamerica Reinsurance is one of a handful of full-service U.S. reinsurers providing an outlet for both very large and substandard cases. Our expertise provides customers with support in all aspects of underwriting including:

• Facultative underwriting
• Underwriting standards
• Value-added services for term life

Our facultative underwriting staff represents many decades of combined experience in the art of underwriting complex cases. We continue to place the highest priority on achieving our time service performance goal of delivering 24-hour service 100 percent of the time for our primary market. This goal is enhanced by a strong emphasis on working with our partners to find ways to make it easier for them to do business with us.

Our Underwriting Standards team has developed unique programs to deliver highly accurate mortality pricing assessments. Our underwriting audits have evolved into constructive reviews that help shape best-practice underwriting, especially as it relates to risk selection for preferred classes. The team routinely provides customer input on product enhancements related to underwriting and pricing.

Our value-added services include both underwriting and oversight support, including a process which allows for review of all cases approved through the program.