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Insurance Term Definition

Persistency:
• Percentage of life insurance or other insurance policies remaining in force; percentage of policies that have not lapsed. The higher the percentage, the greater the persistency. See also lapse.


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• Online Special Report: Risks in ROP Pricing
by Christian Kendrick, Senior Analyst
• Lapse Studies Reveal Behavior Insights
by David N. Wylde, Research and Development Actuary
• Life Settlements: Risk and Opportunity
Paul Rutledge discusses his views with Michelle Moloney


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